The team at H-J Wealth Planning are 'committed to your financial future. Our philosophy focuses on maintaining a long-term, trusted relationship with all of our clients, showing distinct quality, integrity and excellence, which in turn gives you peace of mind.
We offer clients a bespoke, high level personal service that is rarely seen in today’s financial market place. We take the time to really get to know our clients before offering advice. This explains why many of our clients come from personal recommendations. We seek regular feedback from all of our clients to ensure we maintain excellent customer service.
We also ensure we simplify any financial jargon so that our clients receive clear financial advice and understand everything fully.
St. James's Place Wealth Management
We are a Partner Practice of St. James's Place Wealth Management, which means we can access the exclusive range of St. James's Place products which offer many important benefits. Perhaps the most remarkable is their distinctive and highly successful approach to investment management.
With the guaranteed advice and "Best of Breed" approach at St. James's Place Wealth Management, we are able to offer a complete service to clients in all aspects of financial planning.
Holistic Wealth Planning
We advise on many aspects of wealth management, including helping individuals of widely differing resources or at different stages of life. We help all of our private clients plan holistically, considering everything from ensuring they and their families/businesses are protected, to aim for superior returns on their investments and pensions, to asset protection and tax mitigation. In simple terms, "Holistic Wealth Planning", which is tailored for the clients in question based on current Government legislation.
We are also able to assist businesses in the increasingly complex area of corporate financial planning, from pensions through to insuring against the loss of a key Director.
The below outlines the areas that we cover:
Private client solutions
|Investments||Personal & Corporate Tax Planning|
|Mortgages||Inheritance Tax Planning|
|Income Protection||Life and Critical Illness Cover|
|Trust and Estate Planning**||Retirement Planning|
|Portfolio Management***||Private Medical Insurance|
|Life Assurance||Business Exit Strategy***|
|Employee Benefits||Company pensions|
|Business Protection||Trustee Investment Planning|
Whatever your circumstances, we can create a financial strategy personalised to the specific needs relevant to you as an individual, your family or your business.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
** Trusts are not regulated by the Financial Conduct Authority.
***This may involve a service that is separate and distinct from those offered by St. James's Place.
****All VCTs and EISs must invest in unquoted UK smaller companies and such companies, by their nature, involve a higher degree of risk than investment in larger companies. As such there is a risk that any of the investments may not perform as hoped and in some circumstances may fail completely. Also, due to the nature of underlying assets, VCTs and EISs are fairly illiquid and such investors must be aware they may have difficulty, or be unable to realise their shares at levels close to that which reflect the value of the underlying assets. Therefore this type of investment should not be considered unless you are willing to accept a higher level of risk.
Please note that the favourable tax treatment of these products may not be maintained and may be subject to future changes in legislation.